Using Your Vision Benefits

What Expenses are Covered?

  • routine eye exam once per calendar year, free, when you use an in-network provider
  • standard lenses or contact lenses once per calendar year (more may be covered if your prescription changes a lot in one year)
  • frames once every two calendar years
  • contact lens fitting once per calendar year

In-Network or Out-of-Network?

Davis Vision, Alcoa's vision claims administrator, has an extensive network of providers who accept negotiated or discounted rates. You can choose an in- network or out-of-network provider. Here are some differences you need to know:

  • If you use an in-network provider, your plan covers a larger portion of your expenses and you have no claim forms to file.
  • If you use an out-of-network provider, you must pay the provider directly and then submit a claim to the vision care claims administrator. You will be reimbursed for covered vision services up to the out-of-network benefit limit. Click here for a claim form.


To find a provider, visit the Davis Vision website at


How Can I Pay for Vision Services?

You are responsible for a deductible and expenses not covered by the plan. Ask your provider what you must pay at the time of service and what will be billed.


What Happens If I Hurt My Eye?

Generally, treatment for disease or injury to the eye is covered under your medical benefits coverage. Call your medical doctor or, in the case of a serious injury, go to your local hospital emergency room.


What Happens if I Need Vision Care When Traveling?

Call 1-800-433-9906. A Davis Vision customer service representative may be able to give you names of in-network providers in the area that you are visiting. As is true when you are at home, your best bet is to use an in-network provider if possible.