To encourage good dental health, the plans pay a higher benefit for preventive and diagnostic care, and a lower benefit for restorative services.
Alcoa’s dental plans differ in coverage, deductibles, coinsurance amounts, and maximums.
What You Need to Know
The plans cover basic care
The plans are administered by United Concordia
Covered dental expenses must be performed by a licensed dentist (or for some services such as cleanings, performed by a licensed dental hygienist supervised by a dentist)
Preventive and Diagnostic Care - Routine exams, cleanings, and bitewing X- rays twice per year; full-mouth X-rays once every three years; surface fluoride treatment.
Basic Restorative Services - Fillings and extractions; root canal therapy; periodontal care (treatment of gum and tissue disease).
Major Restorative Services - Dental implants (only covered under the Choices dental comprehensive plan); full or partial removable dentures; fixed bridgework; repair/replacement of dentures/bridgework; inlays, onlays, and crown restoration.
Oral Surgery - Surgical removal of impacted teeth; dental root resection.
Orthodontia – for dependent children up to age 19 (not covered under Choices Basic plan).